Privacy Disclosure

FACTS

WHAT DOES ARKANSAS COUNTY BANK DO WITH YOUR PERSONAL INFORMATION?

Why?		Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?		The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?		All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Arkansas County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Arkansas County Bank share?	Can you limit this sharing?
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	Yes
For our affiliates' everyday business purposes- information about your transactions and experiences	No	Yes
For our affiliates' everyday business purposes- information about your creditworthiness	No	Yes
For nonaffiliates to market to you	No	Yes

Questions?

Call 870-946-3551

Who we are
Who is providing this notice?	ARKANSAS COUNTY BANK
What we do
How does Arkansas County Bank protect my personal Information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Arkansas County Bank collect my personal information?	We collect your personal information, for example, when you open an account; or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. We do not share with affiliates.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. We do not share with nonaffiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. We do not market jointly with nonaffiliates.
Other Important Information
ARKANSAS COUNTY BANK 220 West Cross, P.O. Box 511 DeWitt, Arkansas 72042 (870) 946-3551 620 East 22nd Street Stuttgart, Arkansas 72160 (870) 673-4567 103 W. Main Street, P.O. Box 118 Lockesburg, Arkansas 71846 (870) 289-4071